At AutoFair Ford of Manchester, we're here to help all of our customers get into the vehicle they need, regardless of their credit score. Even if you have yet to establish a credit history, we'll be happy to work with you and find a solution for your financial situation. We'll provide some information on this page to answer a few common credit-related questions. After that, we welcome you to contact our financing department with more specific questions.
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What is considered a bad credit score?
What can I do to improve my credit score?
Common Credit Issues
The state of today's economy has resulted in many people living in the southern New Hampshire area to experience bad credit. Because of this, our team at AutoFair Ford of Manchester wants to help the members of our community get their credit scores back up. How can we do this? By securing you an auto loan with a manageable interest rate. That way, you'll be able to make consistent payments, which will effectively boost your credit score. It can be difficult to find an auto loan if you have bad credit, but let us be the first to tell you that it's not impossible. With that said, we encourage you to come on over to AutoFair Ford of Manchester today and visit our financial department. We have plenty of experience serving those who have dealt with financial hardship, and we're confident that we can serve you too.
Frequent Causes of Poor Credit
Bad credit can rear its ugly head out of nowhere in all manner of situations, but there are some that we see at AutoFair Ford of Manchester more often than others. Check out the list below to see some of the most frequent causes of poor credit, and what we can do to help you through them.
Foreclosure
This is probably the most heartbreaking situation we see among our customers, and one that we take very seriously. If you have recently lost your home to foreclosure, then let AutoFair Ford of Manchester's financial experts help you improve your credit with a manageable auto loan.
Bankruptcy
You may not realize it, but bankruptcy is rather common, especially with the way the economy is today. For those in search of a fresh start, there's hardly a better way to build back your credit than with an auto loan. Learn more by meeting with one of our well-trained financial advisors today.
Divorce
As devastating as it is, divorce is surprisingly common. On top of everything you're already dealing with, taking out an auto loan is probably the last thing on your mind; however, if you're suffering from poor credit as a result of your divorce, this may be one of the simplest ways to give it a boost. Schedule an appointment with our finance professionals today to learn how an auto loan might be able to help you.
Missing a Bill
Sometime or another, you're probably going to miss a loan payment. If this happens, don't assume that it's the end of the world. It only becomes a problem when you make a habit of it. If you're having trouble managing your finances and want to better organize yourself so that you can ensure payments are made on time, then sit down and have a chat with one of our financial professionals.
First-Time Buyers
If you're a young first-time car buyer, chances are you haven't established credit. Not having credit can make it difficult to take out loans on other things in life, but at AutoFair Ford of Manchester, we understand that everyone needs to start somewhere. Let us help you find an auto loan so you can begin building your credit ASAP.